Monthly Archives: March 2016


New developments in financial services for low income households

The past few years have been very tough for households on low to middle incomes. Last September we reported[1] how over-indebtedness (measured as the proportion of households spending 25 percent or more of their income on unsecured debt repayments) increased between 2012 and the end of 2014. This was a period which saw many households [...]

By |2016-12-15T13:35:35+00:00March 24th, 2016|Comment|0 Comments

Supporting Financially Healthy Lives and Communities

The Centre for Responsible Credit has been commissioned by the Diocese of Leicester to support the development of a Fair Finance Strategy for Leicester and Leicestershire. The work has involved a review of the drivers of financial problems in the sub-region and the formulation of proposals to address these. A consultation on the draft proposals [...]

By |2016-03-14T16:38:03+00:00March 14th, 2016|Home-links|0 Comments

Creating a Debt System that Works

The Centre for Responsible Credit has taken a keen interest in the development of the UK’s regulatory approach to high cost credit markets for a number of years. In October 2010, we published a review of the policy debate and international approaches to regulation. This was then followed by an assessment of the Consumer Finance [...]

By |2016-03-14T16:38:34+00:00March 14th, 2016|Home-links|0 Comments