Damon Gibbons | Director
Damon has over twenty years experience of providing, designing, and commissioning services to meet the needs of disadvantaged groups and communities and has been involved in consumer campaigns at the national level on issues of credit, debt, and financial exclusion for well over a decade.
Damon is best known for his work to improve the regulation of high cost credit markets, which has included research into the effect of interest rate caps and affordability assessment processes internationally, as well the drafting of several private members bills, speeches, and amendments to legislation during the successful campaign for a cap on payday lending rates in the UK.
Most recently, his work on Local Welfare Provision, developments in FinTech, and the regulation of the Rent to Own market have also been influential; receiving the attention of national media and from politicians of all parties.
Prior to founding the Centre for Responsible Credit, Damon worked as the Head of Policy for the Centre for Economic and Social Inclusion, in which capacity he worked on the Tackling Worklessness Review commissioned by the Department for Work and Pensions and the Department for Communities and Local Government.
Prior to joining Inclusion, Damon worked in local government with responsibiliies for advice and economic development services. He served as an adviser to the Local Government Association on debt and financial inclusion issues, helping to design the criteria for the financial inclusion Beacon Council awards in 2007, and was responsible for the development of two nationally recognised services to enforce Minimum Wage payment to low paid workers, and to provide advice and assistance to refugees and asylum seekers, in Leicester.
However, Damon’s initial career was spent as a money and welfare rights adviser in the voluntary sector and during this period he provided county court and Tribunal representation as well as training services for new advisers and developed a partnership project to meet the advice needs of offenders in Warwickshire. He also served as an Executive Committee member and press officer for the Money Advice Association.
Damon holds a BA in Economics and Politics and an MA (Distinction) in Public Policy.