We Are Debt Advisers

Let's create a better 'breathing space'

In May 2021 the Government introduced a new ‘breathing space’ scheme for people in debt in England & Wales.

We are front-line debt advisers, and we are worried it won’t work.

We all want ‘breathing space’ to work.

But Government isn’t listening.  Its proposals for the scheme haven’t changed since the Covid outbreak.
The world we all live in has. With millions more of us struggling to make ends meet.
As debt advisers, we need to be given the time to do our jobs properly. And people in debt need real solutions.
Government needs to listen to the front-line.

We need more time to help people claim the benefits they are entitled to and people who have lost their jobs need more time and support to get back into work.
The sixty days ‘breathing space’, which has been introduced, just isn’t long enough. Especially when unemployment is forecast to increase by a further million in the next year.
We also want action to prevent debt problems from turning into long-term poverty. People in debt need to be able to live with dignity and many will need a ‘fresh start’.
Let’s give people in debt a real chance for a better future.

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Latest News

Urgent call to our supporters. Please write to your MP

We are asking all of our supporters to write to their MPs in advance of the Financial Services Bill Report Stage debate, which is due to be held in the House of Commons on Wednesday 13th January.

What’s wrong with the current proposals? Read our new briefing

We have drawn together the attached briefing setting out our concerns about the Government’s current ‘breathing space’ scheme.

Why I’m backing the campaign to create a better ‘breathing space’

One of the best things about being a Debt Adviser is that sometimes you just know you have the perfect solution for your client.

Sign our Open Letter to the Economic Secretary

We submitted our Open Letter to the Economic Secretary on 12th January 2021. This gathered over 180 signatories in support from front-line debt advisers: a fantastic achievement in such a short space of time.