Reports & Events

Report
Event

CfRC Annual Conference 2022

The pandemic put a stop to our flagship annual conferences. But we are looking to restart these next March. To help us gauge the demand for this, you can now register your interest. If there is sufficient interest then we plan to open up for early bird bookings in December 2021

Report
Event

A Fresh Start After Covid‑19 - An outline strategy to tackle Britain’s household debt crisis

We need urgent action to address Britain’s household debt crisis. Even before the Covid‑19 pandemic 7.2 million people (fourteen percent of the population) were heavily burdened by debt.

Report
Event

The Social Impact of Fair for You

This report provides an assessment of the social benefits that have been created by Fair for You: a Community Interest Company providing affordable credit to families with incomes in the lower half of the income distribution throughout the UK.

Report
Event

Credit, Risk, and the Pandemic

The pandemic's impacts have been extremely unequal. And there are implications for the way we should assess credit risk. In a briefing paper for the University of Birmingham's Centre on Household Assets and Savings Management ('CHASM'), we call for credit scoring systems to incorporate social justice considerations.

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Event

Taking on the Moneylenders: Lessons from Japan

In 2012 we undertook a study tour to Japan and investigated the impact of their measures to cap the cost of credit and prevent irresponsible lending. Our report highlights the positive effects of these measures, and drew out the implications for the UK.

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Event

Mitigating the Consequences of Rising Household Debt

In October 2019, we were commissioned by The Commonwealth to review international approaches to deal with rising household debt. This led to a discussion paper which we presented to Commonwealth Central Bankers at the IMF/World Bank event in Washington DC.

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Event

Britain in the Red: Why we need action to help over-indebted households

In 2016 we were jointly commissioned by UNISON and the TUC to undertake an analysis of over-indebtedness in Britain. The report highlighted how traditional measures of the debt burden understated this because they fail to take account of rising living costs. We construct a new measure based not on gross incomes but on the level of interest payments relative to the available surplus of income over non debt related expenditure. We call for this measure to be used to guide future policy interventions.

Report
Event

CfRC Annual Conference 2022

CfRC Annual Conference 2022

The pandemic put a stop to our flagship annual conferences. But we are looking to restart these next March. To help us gauge the demand for this, you can now register your interest. If there is sufficient interest then we plan to open up for early bird bookings in December 2021

Report
Event

A Fresh Start After Covid‑19 - An outline strategy to tackle Britain’s household debt crisis

A Fresh Start After Covid‑19 - An outline strategy to tackle Britain’s household debt crisis

We need urgent action to address Britain’s household debt crisis. Even before the Covid‑19 pandemic 7.2 million people (fourteen percent of the population) were heavily burdened by debt.

Report
Event

The Social Impact of Fair for You

The Social Impact of Fair for You

This report provides an assessment of the social benefits that have been created by Fair for You: a Community Interest Company providing affordable credit to families with incomes in the lower half of the income distribution throughout the UK.

Report
Event

Credit, Risk, and the Pandemic

Credit, Risk, and the Pandemic

The pandemic's impacts have been extremely unequal. And there are implications for the way we should assess credit risk. In a briefing paper for the University of Birmingham's Centre on Household Assets and Savings Management ('CHASM'), we call for credit scoring systems to incorporate social justice considerations.