News

How the Centre for Responsible Credit supports better services, stronger evidence and policy reform

Following his recent appointment to the Credit Information Governance Body (CIGB) Consumer Council, CfRC's Chief Executive, Damon Gibbons, reflects on why increasingly data‑driven credit decisions remain opaque — and why stronger accountability is now essential if affordability is to protect consumers in practice.

Could credit play a role in helping low-to-middle income drivers transition to electric vehicles? CfRC Researcher, Dr. Ana Rita Pena looks at the challenges involved.

Efforts to tackle the harms caused by financial abuse have exposed a bigger truth: credit reporting must evolve. Context, fairness and accountability can’t be optional.